How To Join


The qualifications for membership are easy. Do you live, work, worship or attend school in Transylvania or Henderson County? If so, you qualify!

Information required to open an account:

*Valid Photo ID
*Proof of Social Security Number (Social security card or Tax form) 
*$5.00 Savings Deposit
*Proof of Physical Address (If different than what is shown on ID)


So why should you join?

Three reasons why you should be with a credit union versus joining a bank:

  • Better Rates. As not-for-profit institutions, Credit Unions are generally able to offer lower loan rates and higher deposit rates.

  • Enjoy less fees and more free services, like online banking and mobile money.

  • Membership Owned

Credit Unions are owned by their members, rather than outside stockholders. We are focused on people – not profits.  Account holders elect a volunteer Board of Directors to oversee credit union business. Recourses are directed toward the good of the membership and community. Credit Unions exist to serve their member-owners by helping them to make the most of their money.