Checking Accounts


Share Draft Account (Checking)

Ecusta Credit Union believes checking accounts should be flexible, affordable, and convenient to meet your needs.

  • NO minimum balance requirements

  • NO monthly service charges

  • NO per-check charge

  • VISA debit cards are available in addition to or in place of checks

Direct Deposit is available and can save you valuable time.  Call a Member Service Representative for the proper instructions.

*Fees are incurred for transactions resulting in insufficient funds.  Overdraft Protection is available and can be applied for through the Loan Department.

Interest rates are declared by the Board of Directors and may change at any time. Dividends are compounded daily and credited monthly. You will receive a monthly statement showing all transactions on your account. Electronic statements can be received through our free online banking service.  E-Statements are fast, safe, and secure.

We also offer non-interest-bearing checking accounts.

Your savings are federally insured up to at least $250,000 and backed by the full faith and credit of the United States Government.


Premium Plus Checking Account

With Ecusta Credit Unions Premium Plus/Money Market Checking Account you can earn a higher interest rate by maintaining a balance of $1,000.00 or more.  

Premium Plus/Money Market checks are FREE. With this account you are allowed three (3) cleared checks per month. A $5.00 charge will apply for each additional check.