Mortgages


Ecusta Credit Union knows that buying a home is one of the most important purchases you’ll ever make. Whether you are buying your first home, your vacation home or just refinancing for a lower payment, Ecusta Credit Union is here to answer all your questions on a personal basis by people you know and trust.  We offer fixed rate mortgages with 7, 10, 15, 20 and 30-year terms and no escrow. 80% financing of appraised value or selling price (based on lowest figure) is available. Ecusta Credit Union can finance properties in a multi-state area including: South Carolina, Georgia, Tennessee and Virginia.


Home Equity Loans

If you want to remodel, pay down high-interest debt, pay college tuition or make a large purchase, capitalizing on the equity you have built up on your primary residence may be one of the smartest ways to get the money you need. We offer a “fixed” rate with interest charges that may be tax-deducible*.

*Finance charges may be deductible from your taxable income, but please consult your tax adviser for details.
**Rate based on your beacon score.